Case Studies
Plan to Prosper
Michelle, 32, has been steadily building her career in finance. Still living with her parents, she wanted to make her first property purchase as a long-term investment while maintaining personal flexibility.
​
​
​
Plan to Prosper
Young Couple Balancing Aspirations and Long-Term Planning
Ryan (29) and Jasmine (27) were recently married and looking to purchase their first home. Like many young couples, they were torn between stretching for a private property or starting with a more prudent first step. They wanted to make sure their decision would not compromise future flexibility.
Plan to Prosper
Dual Professional Couple Making Strategic EC Entry
Marcus (29) and Elaine (26) had been steadily advancing in their early careers and were ready to purchase their first home. While private property was attractive, they wanted a balanced approach that allowed them to enter the private market pathway without compromising safety buffers.
Move to Maximise
HDB Upgraders Entering EC with Deferred Payment Scheme
Daniel (37) and Cheryl (35), with two pre-primary children, were ready to upgrade from their first HDB flat. Like many young families, they wanted to give their children a better living environment with more space, condo-style facilities, and a family friendly community.
​
Move to Maximise
Early Equity Recycling for Asset Growth
Adrian (34) and Melissa (32) had entered the private property market early in their careers, purchasing a compact 2-bedroom OCR condo 7 years ago shortly after their marriage. With strong career progression and the arrival of their first child, they now needed more space.
Move to Maximise
Decoupling to Purchase New Launch for Investment
Jason (41) and Claire (39) had owned their current 3-bedroom private condominium for nearly 8 years. With their children now in primary school and stable careers, they were keen to explore ways to grow their property portfolio while managing tax exposure and preserving holding power.
Equity to Empowerment
Right-Sizing from Landed to Dual Fully-Paid Properties for Retirement Income
Mr. and Mrs. Lim, both in their early 60s, had lived in their freehold landed property for over 25 years. With their children now married and having their own homes, the landed house had become oversized and increasingly difficult to maintain.
Equity to Empowerment
Right-Sizing and Equity Release to Support Next Generation
Mr. and Mrs. Goh, both in their late 50s, had lived in their private condominium for close to 20 years. The property, while still structurally sound, was starting to show its age and would require significant renovation to modernise.
Equity to Empowerment
Term Loan Equity Unlock for Short-Term Investment and Future Gift to Next Generation
Mr. and Mrs. Tan, both in their early 60s, had lived in their fully paid private condominium for over 25 years. Their property had appreciated substantially over time, becoming a significant part of their net worth.
Testimonials
"We had intended to make our purchase till we met Dave, he explained why he thought our decision was not optimal and pointed out a better way to achieve our objectives. We are glad that to have followed his advise, the family and I are now happily settled into a newer but smaller resale property as opposed to a bigger and much older one that had very limited resale value in future."
​
​
​
- Dave
"In 1 hour, Dave made us realise that our current investment was actually depreciating and losing us money.
He then opened our eyes to the possibility of refreshing our investment portfolio without us having to fork out any money out of pocket. We sold off our "investment property" and re-invested it into 2 units in a new launch and it has seen a paper gain of more than $150k each in 2 years!"
​
- Mr & Mrs A
Let’s Make Your Next Property Move Smarter.
At Whichever stage of life or asset progression you may be on,there many ways to achieve your objectives. It is certainly not a one-size-fits-all solution but one that needs to be carefully crafted to your needs and your situation.
Let’s have a coffee to discuss